What if "Decentralized Finance" is actually the most centralized control system ever created?
The DeFi ecosystem on Ethereum appears to offer financial freedom, but every transaction is permanently recorded, every participant must complete KYC verification, and your entire financial life becomes trackable in real-time.
From payments and custody to derivatives and prediction markets, the DeFi infrastructure encompasses every aspect of human economic activity. Major banks like Santander and Goldman Sachs are already using Ethereum for bonds, while your digital identity becomes the gateway to all services.
This isn't just about cryptocurrency - it's about creating a system where every purchase, every investment, and every financial decision is monitored, scored, and potentially restricted based on your compliance with international regulations.